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Bank Asks Armless Man For Thumbprint

TAMPA, Fla. — A Florida man born without arms says a Tampa bank would not let him cash a check because he couldn't provide a thumbprint.

It was supposed to be a quick stop at the Bank of America.

"I said, 'I'm going to run over downtown on my break, cash the check and bring the cash back.' No big deal," Steve Valdez said. "It turned out to be a very big deal."

Valdez said he was cashing a check from his wife, who has an account at Bank of America. But the teller told Valdez she needed a thumbprint in order to cash it — it was company policy.

It's not that Valdez didn't want to provide it. He couldn't provide it, and the teller even acknowledged it.

"'It's obvious that you can't give us a thumbprint.' She goes, 'Let me go check with my supervisor,'" Valdez recalled the teller told him.

Valdez was born without arms and wears prosthetic devices. While at the bank, Valdez said he provided two photo IDs. And still that wasn't enough. The bank supervisor offered him two options.

"One is, you can bring your wife with you. And the other one, you can open up an account with us. And I said, no, I don't think so," Valdez added.

Valdez said he reminded bank officials the American for Disabilities Act would have a problem with their unfair treatment, but that didn't seem to bother them.

"You do realize this is in violation of federal law and really you haven't heard the end of it," Valdez said. "And she goes, 'Whatever.'"

They never let Valdez cash his check, but he said days later he received a phone call from a bank regional manager with an apology.

Bank of America spokeswoman Nicole Nastacie says the bank should have "offered alternative requirements if an individual is not able to give a thumbprint."

Valdez had a message for them too:

"They need to alter their policies and procedures, or have alternate plans should something conflict with that."

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7 Comments

Current View: 15 / Show all Comments

Khollest : LVL 41: VP 4.9: said:

Khollest

-3 votes NegativePositive

81 days 16 hours ago...

This is a perfect example of two things:
1) Banks/Companies with under trained employees.
and more so...
2) A customer who flips out with-in a moments notice. I am behind the bank on this (did I just say that!?). They provided ample options to satisfy his disability needs, hence the managers "whatever" comment.

kingkui14 : LVL 25: VP 3.4: said:

kingkui14

13 votes NegativePositive

81 days 15 hours ago...

Just fucking cash the check he has no fucking arms he won`t come and shoot the place up later!

d1dgreat1 : LVL 40: VP 4.8: said:

d1dgreat1

-1 votes NegativePositive

81 days 14 hours ago...

Fucking pansies! I will boycott BOA, for the snakes that they are.

Grothesk : LVL 37: VP 4.5: said:

Grothesk

-3 votes NegativePositive

81 days 12 hours ago...

Lots and lots and lots of missing vital information before anyone can really make any judgments on this:

Was he on his wife`s account?

What was the amount of the check (if it`s over a certain amount and not issued from the cashing bank that can raise quite a few red flags)?

He didn`t have an account at the bank but his wife did?

Why did he need to cash the check and not simply deposit it and then go to his own bank to withdraw money? Not every bank will hand you money willy-nilly.

What two forms of picture identification did he provide? The first thing you think of is a state-issued ID but from my experience working at Wells Fargo people think they can show you a snapshot of themselves or a security ID badge and think that those are completely fine.

It seems to me this guy is making a worthless stand based on principle only which is wasting his, customer`s and the banks time.

Phanto : LVL 43: VP 5: said:

Phanto

0 votes NegativePositive

81 days 11 hours ago...

I`m mainly worried about private companies such as banks asking for your finger prints. What`s next? DNA and brain tissue samples?

assmaster : LVL 44: VP 5: said:

assmaster

0 votes NegativePositive

81 days 8 hours ago...

Not just any bank, this was a Bank of America. The very same company that let fraudsters deposit a bogus check into my account so they could get $100 cash back. BoA never asked for ID and the cashed check showed it. Then finally the gov`t forces the banks to require thumbprints. Blaming fraudsters, never once blaming the banks for allowing it to happen.

mooseman : LVL 38: VP 4.6: said:

mooseman

1 votes NegativePositive

80 days 21 hours ago...

Thing is, he clearly wasn`t on the account. regardless who you are if you aren`t a joint holder of an account you have no rights to it, esp if its to cash a cheque issued for it. The bank asking that an account holder be present to give money for a cheque is reasonable, and letting him do so if he had a thumb print is more than accommodating.

The fact that the bank didn`t have a policy in place giving a person with no thumbs money issued to someone else is understandable. albeit insulting to the armless man, this is a very rare occasion. this isn`t news, at least not beyond the local papers editorials.

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Entry Dates: 9/8/2007-9/14/2009